If you are looking for a show-stopping dessert that is as delightful to eat as it is easy to make, you absolutely have to try this No-Bake Chocolate Banana Split Trifle Recipe. It brings together layers of rich chocolate pudding, fresh bananas, fluffy whipped cream, crunchy graham crackers, and juicy maraschino cherries into one glorious bowl. Every bite offers that classic banana split vibe but with a fun, family-friendly twist that requires no oven and very little fuss. Trust me, this dessert will quickly become your go-to for celebrations or anytime you want to treat yourself with something sweet and spectacular.

Ingredients You’ll Need
To create this delicious No-Bake Chocolate Banana Split Trifle Recipe, you only need a handful of simple ingredients that work in harmony to create a perfect balance of flavors and textures. Each one brings something special, from the creamy pudding base to the sweet burst of cherries.
- Instant chocolate pudding mix: The star of the show providing that rich, velvety chocolate flavor that holds the trifle together.
- Cold milk: Used to whip up the pudding, making it creamy and smooth.
- Heavy cream: Essential for making that soft, fluffy whipped cream topping that adds lightness.
- Powdered sugar: Sweetens the whipped cream perfectly without any graininess.
- Vanilla extract: Adds a warm, aromatic depth to the whipped cream.
- Bananas: Fresh and sliced for natural sweetness and softness that pairs perfectly with chocolate.
- Crushed graham crackers: Brings a crispy texture and a hint of honeyed warmth to balance the dessert.
- Chocolate chips: Little bursts of chocolate magic between the layers and on top.
- Maraschino cherries: Bright, colorful, and juicy, giving the trifle that classic banana split look and flavor.
- Chocolate syrup: For drizzling on top and adding that glossy, extra chocolaty finish.
How to Make No-Bake Chocolate Banana Split Trifle Recipe
Step 1: Prepare the Chocolate Pudding
The first step is mixing the instant chocolate pudding mix with cold milk. Whisk these together in a medium bowl for about two minutes until the pudding thickens and looks silky smooth. This quick preparation sets the stage for the creamy, indulgent foundation of your trifle. Pop it into the fridge for five minutes to let it firm up just right.
Step 2: Make the Whipped Cream
While the pudding chills, grab a large bowl and beat your heavy cream along with powdered sugar and vanilla extract. Using an electric mixer, whip everything on medium-high speed until stiff peaks form—this will take about 3 to 4 minutes. This whipped cream adds a fluffy, sweet cloud that perfectly contrasts the dense pudding and crunchy layers.
Step 3: Assemble the Trifle
Now for the fun part: layering! In your trifle dish or any large glass bowl that shows off the beautiful layers, start by spreading one-third of the chocolate pudding evenly on the bottom. This is where the magic begins and your dessert will start to take shape.
Step 4: Add Banana Slices
Next, layer a generous helping of sliced bananas over the pudding. These add natural sweetness and a soft texture that balances the richer, creamier layers beautifully.
Step 5: Sprinkle Crushed Graham Crackers
Follow the bananas with a layer of crushed graham crackers, lending a delightful crunch and a subtle honey flavor that complements the chocolate and fruit.
Step 6: Add Whipped Cream
Spread a layer of the freshly whipped cream over the graham crackers. This creamy layer lightens the texture and keeps the trifle from feeling too heavy.
Step 7: Scatter Chocolate Chips and Maraschino Cherries
Sprinkle a mixture of chocolate chips and halved maraschino cherries over the whipped cream. The chocolate chips add bursts of richness and the cherries bring vibrant color and juicy sweetness, making each bite exciting.
Step 8: Repeat Layers
Repeat the layering process one or two more times, depending on the size of your dish, making sure to finish with a top layer of whipped cream for that classic look.
Step 9: Garnish and Chill
Drizzle chocolate syrup generously over the top and add more chocolate chips and cherries if you like. Cover and chill your creation for at least an hour to allow the flavors to meld and the trifle to set perfectly before serving.
How to Serve No-Bake Chocolate Banana Split Trifle Recipe

Garnishes
To give your trifle that finishing touch, garnish with a few extra maraschino cherries and chocolate chips on top plus a final drizzle of chocolate syrup. You can even sprinkle a dash of crushed nuts like pecans or walnuts for a little added crunch and nutty contrast.
Side Dishes
This trifle shines as the star dessert, so keep the sides simple. Serve it alongside freshly brewed coffee or a glass of cold milk to complement the rich chocolate and sweet banana flavors. If you want something light, fresh fruit like berries or a citrus salad works beautifully to brighten the palate.
Creative Ways to Present
If you’re looking to impress guests, serve your No-Bake Chocolate Banana Split Trifle Recipe in individual clear glasses or mason jars. This way, everyone gets their own colorful layered treat. You can also turn it into parfait-style servings for a fun, portable dessert option that’s perfect for picnics or parties.
Make Ahead and Storage
Storing Leftovers
Store any leftover trifle covered tightly with plastic wrap or a lid in the refrigerator. It will keep well for up to 3 days without losing its charm. Just give it a little stir before serving to refresh the layers.
Freezing
This dessert is best enjoyed fresh or chilled rather than frozen, as bananas tend to lose their texture when frozen. If you freeze it, expect the bananas to become mushy upon thawing, which will alter the texture of your trifle significantly.
Reheating
Since this is a no-bake, chilled dessert, reheating is not recommended. It’s meant to be served cold and refreshing, so enjoy it straight from the fridge for the best experience.
FAQs
Can I substitute the chocolate pudding with another flavor?
Absolutely! While chocolate is classic and perfect here, you could experiment with vanilla or banana pudding to change the flavor profile. Just keep in mind the overall balance with the other ingredients.
How ripe should the bananas be for this recipe?
Use bananas that are ripe but still firm enough to hold their shape when sliced. Overly soft bananas may become mushy and affect the texture of the trifle.
Can I make this dessert vegan or dairy-free?
Yes, swap dairy milk for any plant-based milk and use a dairy-free pudding mix along with coconut or another non-dairy whipped cream. The flavors may vary slightly, but it will still be delicious.
Is it possible to prepare the components ahead of time?
You can prepare the pudding and whipped cream a few hours in advance, but assemble the trifle just before serving to keep the bananas fresh and prevent sogginess.
What size dish should I use for this trifle?
A 2 to 3-quart trifle dish or a similarly sized clear glass bowl works best. This size allows for beautiful layers and serves about 8 servings comfortably.
Final Thoughts
If you want a dessert that feels indulgent but remains easy to throw together, the No-Bake Chocolate Banana Split Trifle Recipe is exactly what you need. It’s a guaranteed crowd-pleaser with its creamy texture, fresh fruit, and nostalgic banana split charm. Dive in, have fun layering, and enjoy every luscious spoonful with the people you love.
Print
No-Bake Chocolate Banana Split Trifle Recipe
- Prep Time: 20 minutes
- Cook Time: 0 minutes
- Total Time: 1 hour 20 minutes
- Yield: 8 servings
- Category: Dessert
- Method: No-Cook
- Cuisine: American
Description
This No-Bake Chocolate Banana Split Trifle is a delightful layered dessert combining creamy chocolate pudding, fresh bananas, crunchy graham crackers, and whipped cream. Perfect for a quick, no-cook treat, it’s topped with chocolate chips, maraschino cherries, and drizzled chocolate syrup for an irresistible sweet finish.
Ingredients
Chocolate Pudding Layer
- 1 package (3.9 oz) instant chocolate pudding mix
- 2 cups cold milk
Whipped Cream
- 2 cups heavy cream
- 1/4 cup powdered sugar
- 1 teaspoon vanilla extract
Additional Ingredients
- 4–5 bananas, sliced
- 1 cup crushed graham crackers
- 1/2 cup chocolate chips
- 1/2 cup maraschino cherries, halved
- Chocolate syrup, for drizzling
Instructions
- Prepare the Chocolate Pudding: In a medium bowl, whisk the instant chocolate pudding mix and cold milk together for about 2 minutes until the mixture thickens. Place it in the refrigerator and allow it to set for 5 minutes.
- Make the Whipped Cream: In a large bowl, use an electric mixer on medium-high speed to beat the heavy cream, powdered sugar, and vanilla extract until stiff peaks form, which should take about 3-4 minutes.
- Assemble the Trifle – First Layer: In a trifle dish or large glass bowl, spread one-third of the prepared chocolate pudding evenly at the bottom.
- Second Layer – Bananas: Arrange a layer of sliced bananas evenly over the chocolate pudding layer.
- Third Layer – Graham Crackers: Sprinkle a layer of crushed graham crackers on top of the bananas for a crunchy contrast.
- Fourth Layer – Whipped Cream: Spread one-third of the whipped cream mixture evenly over the graham crackers.
- Fifth Layer – Chocolate Chips and Cherries: Scatter half of the chocolate chips and maraschino cherry halves atop the whipped cream layer.
- Repeat Layers: Repeat these layers (pudding, bananas, graham crackers, whipped cream, chocolate chips, and cherries), finishing with a top layer of whipped cream.
- Garnish and Chill: Drizzle chocolate syrup over the top and garnish with additional chocolate chips and maraschino cherries. Refrigerate the trifle for at least 1 hour before serving to allow flavors to meld.
Notes
- For best results, use ripe but firm bananas to maintain good texture in the layers.
- This trifle can be assembled a few hours ahead of time; just cover and refrigerate until ready to serve.
- To make it dairy-free, substitute heavy cream with coconut cream and use dairy-free chocolate pudding mix.
- Graham crackers can be substituted with crushed vanilla wafers for a different flavor profile.
- Ensure the pudding is fully set before layering to prevent mixing of layers.

